Built in the UK for charities and shops
Keep more of every payment.
One terminal takes cards and Pay by Bank, at Stripe's exact published rates — tapbanc adds nothing. Pay by Bank costs 0.5% + 20p, and the money is in your bank in seconds, not days.
- £0 a month, no contract
- Pay by Bank lands instantly
- Powered by Stripe
Savings calculator
How much do you save?
Move the slider to your monthly card takings. The numbers do the talking.
See what you'd keep
Every payment that moves to Pay by Bank keeps you
£103
a year, of donations that currently go on card fees
a year more in fees — below about £17 a payment your current provider is cheaper on fees. The case for tapbanc there is £0 monthly, no contract, and Gift Aid.
Pay by Bank costs 0.5% + 20p, capped at £5 — 30p on a £20 payment, against 33.8p at 1.69% today
- That volume costs today
- £913/yr
- On Pay by Bank
- £810/yr
Illustrative figures showing what you save on the share of takings that moves to Pay by Bank, at Stripe's published rate of 0.5% + 20p per payment, capped at £5 — tapbanc passes it through and adds nothing per transaction. Because of the fixed 20p, the figures depend on the average payment size set above: against a 1.69% reader, Pay by Bank is cheaper only on payments above about £17 — below that your current provider is cheaper on fees, and the case for tapbanc is £0 monthly, no contract, and Gift Aid. Cards on tapbanc cost exactly what Stripe charges: 1.4% + 10p (non-EEA cards 2.9% + 10p), and are unchanged by this calculation — on payments under about £35 that fixed 10p makes the card rate dearer than a flat-rate reader, so the saving above comes entirely from Pay by Bank. Provider rates from sumup.com, squareup.com and zettle.com, and Stripe's rates from stripe.com, correct as of 8 August 2026; our full price list is on the pricing page. Any monthly software fee your current provider charges is excluded, which would increase your saving.
How it works
Three steps. Seconds each.
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1 Customer chooses an amount
Big, clear buttons on a 5.5-inch screen. Donors pick a preset or type their own amount.
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2 Taps card, or pays by bank
Contactless card works like any card machine. Pay by Bank shows a code — they approve it in their own banking app.
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3 Money lands instantly
Pay by Bank settles to your account in seconds over Faster Payments. No waiting 1–3 days.
The terminal
A proper terminal, wearing your name.
tapbanc runs on the Stripe Reader S710 — bank-grade payment hardware, not a tablet in a case. The screen is yours: your organisation's name and logo, your amounts, your appeals.
- 5.5-inch Full HD touchscreen — Gorilla Glass, big legible buttons that donors of any age can use without help
- Every way to pay — contactless, chip & PIN, Apple Pay, Google Pay, and Pay by Bank on the same screen
- Your branding, not ours — logo, name, colours and wording set for you at setup; change them any time from the dashboard
- Your amounts and appeals — choose the preset amounts, and run named funds like "Building appeal" or "Friday collection", each tracked separately
- Gift Aid on screen — the declaration is captured at the moment of giving, ready for your HMRC claim
- Wi-Fi free, 4G backup optional — your Wi-Fi costs nothing; where it's unreliable, switch on the built-in SIM for £7/month, billed only while it's on
- All-day battery — up to 15 hours of active use on a charge, so it works away from the socket
- Receipts and records — digital receipts for donors, and a clean export for the treasurer
- Locked-down and secure — PCI-certified payment hardware managed by Stripe; it only does what it's for
Counter stand and lobby stand included. Hardware and rates are on the pricing page.
Getting a card reader
A card reader for the places money actually changes hands.
If you're looking for a contactless donation machine for a mosque or church, a card reader for a small shop, or simply a cheaper alternative to the card machine you have — that's what this is. One device, both ways to pay, nothing monthly.
Contactless donation machine for mosques and churches
A lobby stand your congregation taps as they pass. Preset amounts, your name and logo, Gift Aid captured on screen, and Pay by Bank at Stripe's 0.5% + 20p — with nothing added — on every gift.
See how giving worksA SumUp alternative with lower fees
Keep taking cards exactly as you do now at Stripe's 1.4% + 10p, with no monthly software fee. When a customer chooses Pay by Bank you pay 0.5% + 20p, and the money is in your account before they leave.
Compare the ratesA pay-by-bank card machine, explained
Open banking lets a customer pay you straight from their banking app — no card, no card network, no card fee. It's FCA-regulated and every major UK bank supports it.
How Pay by Bank worksWant one? Pick a demo slot or send us your details and we'll bring a terminal to you.